VA Home Loans Eligibility
Learn about VA home loan eligibility requirements for a VA direct or VA-backed loan.
Keep in mind that for a VA-backed home loan, you’ll also need to meet your lender’s credit score of at least 640 and income loan requirements to receive financing.
Find out how to apply for a Certificate of Eligibility (COE) to show your lender that you qualify based on your service history and duty status. You may be able to get a COE if you didn’t receive a dishonorable discharge and you meet the minimum active-duty service requirement based on when you served.
Service requirements for Veterans & service members on active duty
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Service requirements for National Guard & Reserve Members
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- Find your regional loan center
- Watch a video about VA home loans and how to apply
- Purchase loan
- Find out how to get a VA-backed purchase loan to buy a home.
- Native American Direct Loan (NADL)
- Find out if you can get a NADL loan to buy, build, or improve a home on federal trust land.
- Interest Rate Reduction Refinance Loan (IRRRL)
- Find out how to get an IRRRL loan to refinance an existing loan.
- Cash-out refinance loan
- Learn how to get cash from your home equity to pay off debts, pay for school, or take care of other
- Source:https://www.va.gov/housing-assistance/home-loans/how-to-apply/
Need Assistance?
If you are slightly overwhelmed, confused, require assistance in navigating through all the services & resources, or just need support with the process, then please feel free to contact us. We are hear to help you!
